We help Iberian and Latin families save safely for their children
Saving early gives your child more freedom, more opportunities and an easier start in life.
Book free advice- Give your children a better life in Germany
- Start with small monthly amounts
- Explained simply in Portuguese, Spanish, German or English
If you do nothing now, things will be harder for your child later
In Germany, childhood and youth come with many costs – for example a driving licence, training or university, and trips back home.
- Driving licence€3,999
- University€2,099
- Trip back home€6,499
- Investing can pay for all of it+ €57,640Example at 10 % a yearSee the example
* Example values
How it works
You don't need any prior knowledge – we take care of all the details and explain everything clearly. Your child benefits from the savings later on.
At birth
Children cost money
and more and more over time
You decide to save a fixed amount for your child every month – for example €100. The money is invested in a contract, for example an insurance policy linked to ETFs.
At 18
your child has €57,640
If the fund grows by 10 % a year on average.*
€30,000 to spend, €27,640 keeps growing
The only difference: as a parent, you stop paying in. From now on the money works for you.
At 35
your child has €139,705
€120,000 to spend, €19,705 keeps growing
Whether it's a home or a wedding – a lot can be financed from the investment. And your money keeps growing.
At 67
your child retires with €416,038
Despite all withdrawals – just because you saved €100 a month from birth until their 18th birthday.
* Example calculation assuming a 10 % return per year, without costs, taxes or inflation. No guarantee – fund values can go down as well as up. We'll work out your real numbers with you in the consultation.
Three conversations to your plan
You don't need any prior knowledge – we take care of the details and explain everything clearly.
Getting to know each other
In the first conversation we check whether we can help you. We show you transparently what cover you need and compare it with your existing contracts – so you can get better benefits or lower rates.
Offer + decision
After the first conversation we put together an offer tailored to you. We go through it together in a second conversation – and you decide which parts matter to you.
Quality check + life planning
In the third conversation we round everything off with a quality check. Together we make sure everything fits and you're completely happy.
4.7 / 5based on 100+ reviews
Words from the founder
“We make you feel at home – even when you're far from home.”
FAQ
Here we answer the questions parents ask us most often about saving for their children.
Your next step
Book a consultation and get started today. At IFC you're not on your own – we walk this path together with you.
- Flexible scheduling
- Free 30-minute call
- No obligation